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Job: Retail Banking
Primary Location: Africa & Middle East-Bahrain-Manama
Schedule: Full-time
Employee Status: Permanent
Posting Date: 30/Mar/2022, 5:24:07 AM
Unposting Date: 04/Apr/2022, 5:59:00 PM
About Standard Chartered
We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.
To us, good performance is about much more than turning a profit. It’s about showing how you embody our valued behaviours – do the right thing, better together and never settle – as well as our brand promise, Here for good.
We’re committed to promoting equality in the workplace and creating an inclusive and flexible culture – one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base.
The Role Responsibilities
Strategy
Primarily responsible for meet revenue goals by consistently delivering exceptional customer experience, maximizing new business opportunities in the catchment and deepening existing relationships within the chosen customer segments.
Primarily responsible for servicing and managing customer relationships under the retail client.
Responsible to drive profitable revenue and volume growth through new business acquisition and maximizing every customer (both new and existing) engagement
Attend to and assist customers on their service requests
Support universal banking staff
Assist in handling customer queries and managing customer complaints
Business
Financial Performance:
Primarily responsible to drive the branch strategy by achieve the overall NSR, through productivity, driving efficiencies, ensuring meeting risk requirement
Drive new sales revenue and total revenue through acquisition, deepening & retention of customers across all segments
Digital:
Drive the digital agenda through drive client to self-services / automated banking channels to customers queuing at branches
Processes
Customer Experience
Drive delivery of the Bank’s brand promise to our customer, tailored across segments including ensuring overall branch presentation and ambience as per brand standards)
Personally, role model as a customer-centric ambassador and engage key customers of branch
Drive for overall coordination across key roles within branch (BSSE, UB) to ensure seamless customer service
Collaborate with Segment to facilitate up- streaming of customers.
Ability to coordinate delivery, within the branch, of the different Segment Customer Value Proposition based on holistic customer experience.
Understanding of customer needs and wants and tailoring strategy and solutions accordingly
Resolution of service issues and effective complaints handling.
People and Talent
Act as a role model of the Group’s valued behaviours and culture in the Country.
Lead through example on our culture and values.
Set the right tone and expectation from our teams and work in collaboration with risk and control partners.
Ensure compliance to all e-learnings for self and team
Risk Management
Ensure appropriate operational procedures and controls in place to operate within Operational Risk appetite framework.
Ensure compliance to internal and external regulations
Ensure due process as outlined in our GPS or governance standards is followed.
Sound knowledge of all aspects of general banking, retail operations and credit operations / deposit and lending products / inspection and audit requirements, as applicable
Awareness of all the policies and procedures issued in relation to money laundering prevention
Ensure CDD compliance for all new to bank and existing customers.
Ensure zero operational loss and effective complaint management.
Report any suspicious transaction immediately to the supervising officer of Fraud Control
Governance
Awareness and understanding of the regulatory framework in which the firm operates, and the regulatory requirements and expectations relevant to the role
To ensure that no client data from CRB is downloaded or pulled out without explicit and formal client consent which is documented.
To ensure that all EKYC form are submit on time, and no client data is downloaded or pulled out without explicit and formal client consent (For EKYC access only)
Responsible for delivering ‘effective governance’; capability to challenge fellow executives effectively; and willingness to work with any local regulators in an open and cooperative manner
Regulatory & Business Conduct
Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Lead the CPBB Bahrain team to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] *
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key Stakeholders
Head of Branches
Branch Manager
Head CPBB – Bahrain & Middle East (x- UAE)
Head of Client Acquisition
Head of Retail Products & Segments
Country Legal and Compliance
Country HR
Country Credit
Country Operations
Country Finance
Country Business & Operational Risk Manager
Other Responsibilities
Embed Here for good and Group’s brand and values in branch.
Take personal responsibility for understanding the risk and compliance requirements of the role. Effectively and collaboratively identify, escalate, mitigate and resolve risk and compliance matters.
Embed the Group’s Values and Group Code of Conduct to ensure adherence with the highest standards of ethics. Comply with relevant policies, processes and regulations, as part of the culture. Lead by example by displaying exemplary conduct behaviours and take personal responsibility.
Market Knowledge:
Products and Processes
Apply now to join the Bank for those with big career ambitions.
To view information on our benefits including our flexible working please visit our career pages. We welcome conversations on flexible working.