Oman Housing Bank | بنك الإسكان العُماني Hiring for Head – Credit Administration at مسقط مسقط عمان Full Time NEW

Job Purpose:

The Head – Credit Administration ensures effective credit administration through oversight of Credit Review and Credit Operations for loans. The role focuses on operational accuracy, compliance, timely loan disbursement, and risk control. It ensures high-quality service delivery to internal and external stakeholders, aligned with CBO regulations and the Bank’s operational policies.

Key Accountabilities:

• Oversees Credit Review: accuracy of loan files, documentation, and compliance with lending policies.
• Oversees Credit Operations: collateral documentation, loan booking, disbursements and servicing.
• Ensures compliance with CBO retail lending regulations, internal audit, and risk controls.
• Ensure operational accuracy and timely processing of loan applications.
• Prepares management reports the relevant stakeholders.
• Identifies process improvements and supports digitalization initiatives.
• Provides guidance to staff on resolving operational bottlenecks.
• Leads, develops, and executes integrated strategies for Credit Review and Credit Operations.
• Evaluates credit portfolios, validates risk ratings, and ensures compliance.
• Implements effective control procedures for Credit Review and Operations.
• Conducts site visits and inspections to monitor construction quality as and when required.
• Updates relevant operation guidelines, land/construction rates, and real estate registries.

Qualifications and Experience:

• Bachelor’s degree in Accounting, Finance, or a related business field. A Master’s degree in a business-related field is desired.
• 8 -10 years’ experience in Retail Banking Credit Administration, with at least 5 years in supervisory/leadership roles.
• Strong knowledge of regulations including the ones of the Central Bank of Oman (CBO), Municipality, Ministry of Housing, and other relevant authorities.

** Applicants who are meeting the job requirements will be contacted. Applications will be accepted until 11-Sep-2025 at 2:00 P.M Submissions received after this date and time will not be considered **